Obama’s Inaugural Celebration “We are One” attracts 400,000
December 15, 2017

Sunday, January 18, 2009

At 2 P.M. on the steps of the Lincoln Memorial in Washington D.C., approximately 400,000 people attended H.B.O.’s presentation of Barack Obama’s inaugural kick off concert called “We are One“. The concert featured many musicians including Beyonce, Stevie Wonder and U2. The show featured other high profile celebrities in between performances reading and reflecting on the significance of Barack’s Inauguration on the 20th. Near the end, President-Elect Barack Obama went on the steps and gave a speech.Throughout most of the songs, several different large choirs provided back up vocals and harmony, as well as a full orchestra below the stage. The bald Eagle, the national bird of the United States was displayed several times and allowed to fly within its trainers arm range as a symbol of patriotism and pride. The entire event is expected to be funded with donations gathered by Obama’s inaugural committee.On January 19, Michelle Obama and Jill Biden hosted the “Kids’ Inaugural: We Are the Future” concert at the Verizon Center in Washington, D.C. Musical performers include Disney television and pop stars Miley Cyrus and the Jonas Brothers. The show was broadcast live on Disney Channel and on Radio Disney.

Directly in front of us is a pool that still reflects the dream of a King, and the glory of a people who marched and bled so that their children might be judged by their character’s content.
Inauguration Lineup
Performer(s) Act
Master Sergeant Caleb B. Green III The Star-Spangled Banner
Denzel Washington Homage to the leaders given Monuments or Memorials
Bruce Springsteen The Rising” by Bruce Springsteen
Laura Linney and Martin Luther King III F.D.R and John F. Kennedy
Mary J. Blige Lean on Me” by Bill Withers
Jamie Foxx and Steve Carell Referencing Thomas Jefferson, Thurgood Marshall and Robert Kennedy
Bettye LaVette and Jon Bon Jovi A Change Is Gonna Come” by Sam Cooke
Tom Hanks Tribute to Abraham Lincoln
Marisa Tomei Quoting Ronald Reagan
James Taylor, John Legend and Jennifer Nettles Shower the People” by James Taylor
Joe Biden Speech
John Mellencamp Pink Houses” by John Mellencamp
Queen Latifah Referencing Marian Anderson
Josh Groban and Heather Headley My Country, ‘Tis of Thee
Kal Pen and George Lopez Quotes Dwight Eisenhower and Barbara Jordan
Herbie Hancock, will.i.am and Sheryl Crow One Love” by Bob Marley
Tiger Woods Dedicating the Armed Forces
Renee Fleming You’ll Never Walk Alone
Jack Black and Rosario Dawson Tribute to Theodore Roosevelt
Garth Brooks American Pie” by Don McLean
Ashley Judd and Forest Whitaker Referencing John F. Kennedy and William Faulkner
Usher, Stevie Wonder and Shakira Higher Ground” by Stevie Wonder
Samuel L. Jackson Referencing Abraham Lincoln, Rosa Parks and Martin Luther King Jr.
U2 Pride (in the Name of Love)” and “City of Blinding Lights” by U2
Barack Obama Speech: Voices Calling for Change
Pete Seeger and Bruce Springsteen This Land is your Land” by Woody Guthrie
Beyonce America the Beautiful

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Subrogation Services – Auto Claims – How to Maximize Recovery


Justin Petty

If you are a claims adjuster or manager or are employed in any capacity in the insurance claims industry, then you are familiar with the concept of subrogation, and your company probably has a subrogation department, or at least a subrogation specialist. The procedures used in subrogation are pretty standard across the board. Essentially, claims which are paid out due to the partial or full negligence of a third party are referred to the subrogation department where concentrated subrogation efforts are initiated.

The companies that realize the best recovery rates utilize a combination of methods to realize as many recovery dollars as possible. Depending on the quantity of claims coming into a claims department, the best recovery procedure can change dramatically. In general, here are the techniques my experience has shown me to be most effective. I will break down the processes by categorizing claim departments by quantity of new claims per month (keep in mind we are talking about automobile claims only).

0 – 500 new claims per month (small companies)

For small companies, employing one highly trained, subrogation specialist is the way to go. An experienced specialist can identify, manage and collect on all potential recovery claims if the amount of new claims coming in per month is less than 500. The specialist should be auditing every claim for potential recovery. Additionally, the specialist should not wait until the claim has been paid to begin auditing and directing recovery efforts. The recovery specialist should have the power to direct front line adjusters on the investigative needs of the recovery department prior to actually taking over the handling of the subrogation/recovery aspect of the claim.

Working as a team is paramount when it comes to maximizing subrogation / contribution recoveries. By getting involved in subrogation early on in the claims process, an experienced recovery professional can anticipate obstacles to recovery and eliminate them before they occur. Using an active “eye” on recovery is one major part of recovery that many insurance claims departments neglect. The difference in recovery can be huge.

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500 – 2000 new claims per month (medium companies)

For companies in this bracket, it is beneficial to utilize a specialist and an assistant to the specialist. It is profitable to have the senior specialist train an assistant to handle all of the administrative tasks associated with managing a book of recovery business. In addition, companies in this bracket may find it useful to employ the services of a good subrogation attorney.

Locating and hiring a good subrogation attorney can be challenging as it is hard to find an attorney that will not neglect a company that doesn’t send a large quantity of assignments. There are a lot of considerations to be made when selecting a subrogation attorney, in fact, there are so many, I cannot include them in this article, but a great specialist should be able to screen an attorney properly, and there are some great articles floating around which were written by lawyers that give great advice on the general factors to consider when searching for a subrogation attorney. Additionally, companies in this bracket will benefit from using a specialty recovery company that focuses on recovery from uninsured motorists. This type of recovery is the most difficult and time consuming for an “in-house” specialist. Additionally, to efficiently work this type of recovery business, skiptracing prowess is mandatory. Managing claim information with an eye towards skiptracing is normally not possible with an insurance company’s claim management system, but a good specialty vendor will have a different way of maintaining claims data which is tailored towards the location of and contact with tortfeasors.

If the recovery potential is identified, the easy money is collected, and the management of the data is handled “in house”, then it is worth it to screen a vendor for the “hard dollar” recovery efforts. The vendor should be able to report their activity in a live manner that coordinates with the insurance company’s needs, and they should be able to demonstrate their effectiveness in quickly resolving uninsured motorist recoveries. The vendor should never spend more than 90 days making recovery attempts in “collection” mode. Within 90 days, the vendor should be able to refer the recovery claims back to the insurance company and suggest legal action if it seems prudent. Then, the in-house specialist or team can assign the file to an attorney for immediate litigation or if they are really sharp (and incorporated), they can usually litigate the file themselves in small claims court, if the total damages fall within the proper jurisdictional limits.

Time is of the essence here! A major advantage to subrogation recovery is that if the at fault party has a driver license, then over 90% of the time, the validity of the license can be put in jeopardy as a way to coerce settlement. Many people will just avoid paying a damage claim until there is a real consequence such as a driver license suspension. It is a myth that most uninsured motorists don’t have money. I have recovered money from doctors, lawyers, teachers, and many other professionals that were uninsured and involved in an accident, for whatever reason. Taking swift action after making the proper collection efforts is paramount in maximizing recovery.

2000 new claims and above (larger companies)

For companies in this bracket, the same philosophy as used for the medium sized company should apply. The difference is that the number of in-house specialists should most likely increase and be divided into teams. Any company that receives 2000 or more new claims per month is surely handling claims in more than one jurisdiction, and therefore since the laws are slightly different, and the claims tendencies are different in the different jurisdictions, the approach should be to have sufficient talent employed to properly manage and negotiate recovery in all jurisdictions.

The utilization of vendors for “hard dollar” recoveries should also reflect specialization in jurisdiction. Vendors that tout nationwide recovery services simply do not have the “talent” to properly recover “hard dollar” claims. The “talent” is paid a nice salary at an insurance company and doesn’t work for a small salary and commission, which in and of itself lends to the wrong philosophy when it comes to recovery. “Hard dollar” recovery is not profitable when working on commission, period. Most vendors work on a contingency basis, and the profit goes to the owner of the vending company, not the specialists that are trying to find that “easy” money so as to make a living on the “not so lucrative” commission structures that are available.

Don’t get me wrong, many large companies fail to utilize proper “in house” methods, and when they utilize “nationwide” vendors, the specialists that are lucky enough to work for these vendors will have a great opportunity at making a nice living by catching the large quantities of missed “easy” money left behind by the lacking methods of some of the larger companies. For companies that want the very maximum in recovery dollars, nationwide vendors will not be very helpful in recovery “hard dollar” claims, which is all that should be left over from the “in house” efforts.

Other tactics

In addition to using specialized vendors and attorneys, it is also very profitable to utilize recovery procedures to audit recovery demands from other carriers. Auditing demands can reduce subrogation related liability payments by as much as 18%. Even more profitable is to find a “hard dollar” recovery vendor that can serve a dual purpose and audit demands as well as perform the “hard dollar” recovery services. These types of vendors are few and far between. The blending of the two services has not been a traditional type of company because of the expertise and licensing required to audit claims.

Vendors that have this capability can provide actual recovery services at a reduced contingency and can also perform subrogation audits at reduced rates because of the blending of the services which have different profitability timelines. Subrogation audits are billed on a per claim basis and provide a vendor with immediate income whereas subrogation recovery on a contingency is not immediately realized.

Doing both allows a vendor to properly work “hard dollar” recovery assignments while still maintaining some immediate income on new demand assignments. The dual vendor is not forced to pursue quantity assignments of recovery claims like the traditional subrogation vendor, and they normally have only a couple of clients that they work for exclusively so as to maintain the profitability factors and provide the highest returns. Insurance companies who luck into finding one of these vendors will find that they get the most bang for their buck. The relationship is profitable for both the vendor and the insurance carrier.

Justin Petty / Licensed All Lines Adjuster and Public Adjuster

My personal cell phone and e-mail are listed on my website, and I will personally answer my phone to address your questions or concerns. I work for the “little man”, be it a small business, speciality recovery niche, or an individual. If you think honesty and integrity are a thing of the past, research me. I am truly a horse of a different color, so visit my website and give me a call or drop me a line. I trust you will be surprised when I personally answer the phone. I am the founder and CEO of Petty Details, LLC, and I have the power to bend my own rules and prices for the benefit of justice. Plead your case!


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Subrogation Services – Auto Claims – How to Maximize Recovery


GAO reveals $1.6 billion spent on public relations by the Bush administration in 2003-2005
December 15, 2017

Tuesday, February 14, 2006

A new 154-page Government Accountability Office (GAO) report says seven federal departments together spent US$1.6 billion on 343 contracts with public relations firms, advertising agencies, and media organizations, as well as individuals involved in such activities.

Congressional Democrats requested the report after several incidents surfaced in which journalists or commentators were paid to promote the Bush administrations programs, but did not disclose the financing, so called payola. In one case, Armstrong Williams was paid $186,000 for promotions of President Bush’s No Child Left Behind law. The administrations position was that an agencies’ mission includes spreading information about federal programs.

At that time, the GAO had independent objections to the ready-to-air news stories the administration’s provided to TV stations in order to promote it policies. The administration claimed the burden of disclosure falls to the TV stations.

Congress has now inserted a provision into an annual spending bill requiring federal agencies to include “a clear notification” within the text or audio of a prepackaged news story that it was prepared or paid for by the government.

Rep. Henry A. Waxman (D-Calif.) said “Careful oversight of this spending is essential given the track record of the Bush administration, which has used taxpayer dollars to fund covert propaganda within the United States.”

The seven agencies covered by the report are Commerce, Defense, Health and Human Services, Homeland Security, Interior, Treasury, and Veterans Affairs.

Volvo announces all new car models electric or hybrid from 2019
December 14, 2017

Friday, July 7, 2017

On Wednesday, automobile company Volvo announced all of its cars to be released in 2019 onwards are to use some form of battery-powered engine, leaving conventional petrol-only vehicles altogether. The decision comes after Volvo announced in May their intent to cease production of diesel vehicles.

The chief executive of Volvo Cars, Håkan Samuelsson, said, “People increasingly demand electrified cars”. Volvo aims to release five new electric vehicle models between 2019 and 2021. While little has yet been revealed about them, the company has stated two of them are to be high-performance electric vehicles, branded as Polestars.

Other car models from 2019 may be plug-in hybrid or 48-volt “mild hybrid” systems. Audi and Mercedes-Benz are also releasing mild hybrid cars for the European market.

“This announcement marks the end of the solely combustion engine-powered car. Volvo Cars has stated that it plans to have sold a total of 1m electrified cars by 2025. When we said it we meant it. This is how we are going to do it,” Samuelsson said. Volvo is owned by Chinese automotive giant Geely, and China’s Ministry of Industry and Information Technology has said by 2025 they want new vehicle sales to be 20 percent “new energy vehicles”.

Canadian Real Estate Agents}

December 14, 2017

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Canadian Real Estate Agents


AndreyReal estate agents

in Canada, foreign investors who are interested in Canadian properties and the Canadian citizens totally agree that as Canada becomes a more desirable place to live year by year, thus the property investment also becomes more attractive annually. The reason for this is because homes in Canada are high quality and affordable, simple to purchase, plentiful and real estate in Canada holds a good value.

For the past many years, economist experts in Canada have anticipated the decline in Canadian property. Though there was some drop in the sales sector, it wasnt as bad as the deterioration in countries such as Japan or America. Organizations like (CMHC) Canada Mortgage and Housing Corporation come up with their annual reports estimating the decline or the increase of the various parts of the sector. With the help of these reports buyers and investors determine the correct value of

Toronto apartments


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Ontario homes

and other homes in Canada. As yet, the real estate market in Canada is regarded as a pillar of strength the past few years.

Real estate agents in Canada are not merely sales person. They pursue the case on your behalf acting as your agent, help you sell or buy a home and render you with guidance and advice for doing the job. Real estate agents are able to state the approximate cost of the house. Whenever you are in need of any current information for Ontario real estate or

Alberta real estate

, it is possible only through a real estate agent. The real estate agents work for the brokers of real estate and the real estate brokers manage the offices of the real estate.

Real estate agents in Canada have lots of work to do once the house to be bought has been finalized by the client. They need to let everyone know about the ownership of the new house by filling out special forms, which are signed by both the seller and the buyer so that it is legalized. As much of the information is available on the Internet, a few agents work out of their homes though most of their time is spent showing the properties to the clients. At times their working hours maybe over 40 hours per week. Most of the times they work on weekends or in the evening as the buyers and sellers are available or free only during those times.

It is rightly said that where the people want to live, the values of the property will always continue to increase, and with more people choosing to live in Canada, it makes Canadian properties a good value for the property investors! And who other than the real estate agents can make it possible for you.

For further assistance on

Condos in Canada, cottages in Canada, British Columbia Real Estate and New Brunswick real estate,

Log on http://www.realestateproperty.ca

For further assistance on

Condos in Canada, cottages in Canada, British Columbia Real Estate and New Brunswick real estate,

Log on http://www.realestateproperty.ca

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Victoria Wyndham on Another World and another life
December 14, 2017

Thursday, December 13, 2007

Victoria Wyndham was one of the most seasoned and accomplished actresses in daytime soap opera television. She played Rachel Cory, the maven of Another World‘s fictional town, Bay City, from 1972 to 1999 when the show went off the air. Wyndham talks about how she was seen as the anchor of a show, and the political infighting to keep it on the air as NBC wanted to wrest control of the long-running soap from Procter & Gamble. Wyndham fought to keep it on the air, but eventually succumbed to the inevitable. She discusses life on the soap opera, and the seven years she spent wandering “in the woods” of Los Angeles seeking direction, now divorced from a character who had come to define her professional career. Happy, healthy and with a family she is proud of, Wyndham has found life after the death of Another World in painting and animals. Below is David Shankbone’s interview with the soap diva.


  • 1 Career and motherhood
  • 2 The politics behind the demise of Another World
  • 3 Wyndham’s efforts to save Another World
  • 4 The future of soap operas
  • 5 Wyndham’s career and making it as a creative
  • 6 Television’s lust for youth
  • 7 Her relationship today to the character Rachel Cory
  • 8 Wyndham on a higher power and the creative process
  • 9 After AW: Wyndham lost in California
  • 10 Wyndham discovers painting
  • 11 Wyndham on the state of the world
  • 12 Source

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Submitted by: JOhn Mitchel

Katrina Kaif, a former model is now popular for her successively pursuing career as a British Indian actress in Indian film industry aka Bollywood. Besides her original name as Katrina Turquotte, she is using her name as Katrina Kaif according to her father’s surname.

Background and personal life

Katrina Kaif was born in Hong Kong on 16 July 1984. Her father is an Indian Kashmiri and mother is a British. Her parents get divorced at her young age. She was born to a Muslim father and a Christian mother. From Hongkong her family moved to various places of the world like China, Japan, France, Switzerland, Poland, Germany, Belgium Hawaii and some other European countries etc.

Career and achievements

She started her career at a very young age. Her first assignment is for Jewellery in the age of 14. She continued modelling in London with Models 1 Agency. Her modelling career led her to London based filmmaker Kaizad Gustad and gives her chance to be part of his movie Boom in 2003.

In 2005 her small role in “Sarkar by Ram Gopal Verma provide her a noticeable introduction to Bollywood. From that movie Katrina never looked back and till now spreading her charm on her million fans.

In 2007 she was on hit list due to her continuous four hit films Namaste London, Apne, Partner and welcome. Her performance highly praised in the movies like New York, and because of this, Katrina Kaif received her first Film fare nominations. 2010s release Raajneeti boosts her acting career. Despite getting number of negative remarks from the movies ‘Tees near Khan’ Katrina’s item number was a blockbuster. Katrina’s voice is often dubbed due to her poor Hindi accent.

Five hit releases in 2007 were kept for Katrina. Namaste London with Akshay Kumar was one of the top hits; in this movie Katrina did her own dubbing for the first time. The other three movies were Apne with the Deols, David Dhawans Partner and Welcome, all of which performed well at the box office. In 2011, Zoya Akhtars Zindagi Na Milegi Dobara and Yash Raj Films Mere Brother Ki Dulhan. Both these films did well at the box-office. Katrina’s maximum Akshya Kumar paired movies are provides blockbuster hits. Along with her Hindi movies she has also appeared in Telugu and Malayalam films.

Katrina Kaif has been the most searched Indian celebrity on “Google India” in the years of 2008, 2009, 2010, 2012. She is also voted as the sexiest woman in the world by both the “Eastern Eye” in 2008, 2009, 2010, 2011 and “FHM India” in the year 2008, 2009, 2011, 2012. She won the best Female style Icon at IIFA Awards.

As a former model, Katrina is also doing brand endorsements for Coca-Cola, several skin products with several multi-national brands. Katrina is also the brand ambassador of the national airline of the United Arab Emirates known as – Etihad Airways.

Katrina Kaif upcoming movies are Ek Tha Tiger, Dhoom 3, Namak, 22 Tango and Raajneeti sequel etc. In her short career she got a chance to work with number of proficient directors and biggest banners in Hindi film industry.

About the Author: Get complete information about Katrina Kaif picture gallery and upcoming movies, her bio, latest tweets, videos and much more at




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News briefs:January 04, 2008
December 13, 2017


  • 1 Wikinews News Brief January 04, 2008 23:35 UTC
    • 1.1 Introduction
    • 1.2 Israeli troops kill 9 in Gaza
    • 1.3 Georgian President faces election challenge
    • 1.4 US unemployment hits two-year high
    • 1.5 Israel plans crackdown on West Bank settlement outposts
    • 1.6 Transaven Airlines plane carrying 14 people crashes off Venezuelan coast
    • 1.7 Sportswriter Milt Dunnell dies at 102
    • 1.8 2007 was particularly good year for aviation safety
    • 1.9 U.S. Senator Dodd bows out of presidential race
    • 1.10 Intel ends partnership with One Laptop Per Child program
    • 1.11 British Investigators arrive in Pakistan to join Bhutto investigation
    • 1.12 Disgorge bassist Ben Marlin dies from cancer
    • 1.13 Egypt lets 2000 pilgrims through Rafah
    • 1.14 Launch of Space Shuttle Atlantis once again delayed
    • 1.15 Study suggests hospitals are not the best place for cardiac arrest treatment
    • 1.16 US dollar no longer accepted at Taj Mahal and other Indian historical sites
    • 1.17 Footer


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U.S. 2004 tax rates lower for those earning over $10 million, Tax Policy Center says
December 13, 2017

Wednesday, February 16, 2005

The Tax Policy Center has published a table that states that taxpayers earning more than $10,000,000 in 2004 paid lower tax rates than taxpayers earning between $1,000,000 and $10,000,000. Among other things, it breaks down the average tax rate by cash income into various income tax categories.

According to the Tax Policy Center, the average tax rate paid by the 9,000 taxpayers earning over $10,000,000 in 2004 was 20.1%, more than 2% lower than the nearly quarter million taxpayers earning between $1,000,000 and $10,000,000. If taxpayers earning over $10,000,000 were taxed at 22.3%, the rate of those earning between $1,000,000 and $10,000,000, the federal government would have received an additional $4.8 billion in revenue.

Taxpayers who earned more than $10,000,000 paid a lower average rate than any category of taxpayer earning over $100,000. Although taxpayers in the $75,000 to $100,000 range paid 18.9% of their income in taxes, 1.2% less than those making over $10,000,000, taxpayers in the $100,000 to $200,000 range paid an average of 20.6%, or 0.5% more than those making over $10,000,000.

This article features first-hand journalism by Wikinews members. See the collaboration page for more details.
This article features first-hand journalism by Wikinews members. See the collaboration page for more details.

Furthermore, the Tax Policy Center’s analysis is described by David Cay Johnston, New York Times columnist and author of Perfectly Legal as “understating the real economic gains of those at the very top, who have perfectly legal ways to defer reporting income for tax purposes.”

The Tax Policy Center is a nonpartisian joint venture of the Urban Institute and Brookings Institution and comprised of nationally recognized experts in tax, budget, and social policy who have served at the highest levels of government.

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